How Guaranteed Is Your “Home Completion Guarantee,” Really?
You’ve found your section, chosen your design, and signed your building contract. The dream is simple — move into a brand-new home that’s built just for you.
But here’s something few people think about until it’s too late: what happens if your builder can’t finish your home?
It’s a question no one wants to ask, but every homeowner should. Because while many builders promise a “Home Completion Guarantee,” not all of them mean what you think they do.
When “Guaranteed” Doesn’t Mean What It Should
Most guarantees sound reassuring — until you dig into the fine print.
Some only cover a portion of your total build cost. Others have caps, exclusions, or complex conditions that could leave you covering unexpected costs if your builder can’t deliver.
In short, you might not be as protected as you think.
The Signature Difference: 100% Completion, Every Time
That’s where Residential Indemnity Ltd (RIL) — Signature Homes’ guarantee provider — stands apart.
If your local Signature Homes franchise is ever unable to complete your home, RIL will step in and finish it — 100%, in full, in accordance with your Signature Homes building agreement.
This isn’t just a promise — it’s proven. Signature Homes has a 100% home completion rate, giving clients total confidence that their build will be seen through to the finish line.
Independent Oversight You Can Rely On
RIL’s guarantees are independently audited by Deloitte, one of the world’s most trusted actuary firms.
That means your protection isn’t just robust — it’s verified by experts who ensure RIL remains one of the most secure and competitive home completion guarantees in the market.
We also encourage every homeowner to have their guarantee checked by their lawyer. It’s a small step that can make a big difference in understanding exactly what’s covered — and what’s not.
RIL’s Top Tips for Protecting Your Home Completion
Read the fine print: Understand how much of your total contract value is actually covered under your home completion guarantee.
Confirm registration: Make sure your builder has registered your guarantee — you’d be surprised how often this step is missed.
Protect your payments: Check that your deposit and progress payments are fully covered under your guarantee.
The Bottom Line
Your new home should come with excitement — not uncertainty.
With Signature Homes and Residential Indemnity Ltd, you can build with confidence knowing your investment and your future home are protected from start to finish.
Because when we say Home Completion Guarantee, we mean it — every single time.