Residential Indemnity Ltd (RIL) was established in 2007 by Signature Homes to deliver New Zealand’s most comprehensive home building guarantees. Operating as an independent company, RIL exists solely to protect Signature Homes clients — ensuring their investment is safeguarded during construction and for years after their home is complete.

Separate from the Signature Homes franchise network, RIL provides unmatched financial protection and build assurances, giving clients absolute confidence and peace of mind throughout their building journey.

[ About ]
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[ At a glance ]

Heres what you can expect from New Zealand’s best building guarantees during your build and into the future.

Your home deposit is independently protected ensuring 100% security, seperate from your franchise builder.

Your progress payments are independently safeguarded, providing 100% protection.

The completion of your home is 100% guaranteed, independently of your franchise builder.

All of the Signature Homes Building guarantees are 100% assured and independent from your franchise builder.

Your claim amounts are not limited, offering complete peace of mind.

You can trust that your guarantees are 100% secured and the most comprehensive in New Zealand.

Top home guarantee provider in New Zealand — RIL offers complete building protection
Best home guarantee in NZ for secure, stress-free builds from Residential Indemnity Limited

Protecting Kiwis across New Zealand — from the moment their deposit is paid to years after their home is complete.

Nationwide coverage of Residential Indemnity Limited — protecting homes across New Zealand with market-leading guarantees

We guarantee your protection from the moment you pay the deposit

From the moment your deposit is paid, your protection begins. With RIL, you can move forward with confidence knowing your investment is secure and supported right from day one.

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throughout the build journey,

As your home takes shape, RIL remains by your side. We’re here through every stage of construction to ensure your journey is smooth, transparent, and stress-free.

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and for years after your home is complete.

Even after your home is complete, RIL remains by your side. Our protection continues for years to come, ensuring your investment stays secure and your peace of mind lasts well beyond move-in day.

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[ Testimonials ]

What our clients have to say.

  • "We are really happy and were impressed with the handover. Nothing was a problem. We went with Signature because we liked their Fixed price Guarantee and Gauranteed Completion Dates."

    Sam & Briar Butler

  • "The guarantees reinforced our decision of the brand. We made so many changes and they never made us feel like we were an annoyance."

    Kevin

  • "The guarantees were the final tipping point for us. We were looking at other local builders but your guarantees swayed things."

    Seth & Sonali

  • "They made us feel secure with their guarantees and that we knew where our money would be going and it was safe."

    Karin & Ron

Common Questions

[ FAQ ]

  • Our guarantee provides protection against non-completion, deposit loss, structural defects, workmanship issues, and certain material defects. It’s designed to give you peace of mind that your new home is built to last.

  • Your guarantee is independent of your Signature Homes builder. If your franchise is unable to complete your home, the guarantee ensures your home will be completed as per the terms & conditions of your Signature Homes Building Agreement.

  • Yes. If you sell your home within the guarantee period, the cover transfers to the new owner—adding value and peace of mind for future buyers.

  • RIL transfer cost to the purchaser is $450.00 +GST.

  • As with all guarantees, some exclusions apply. These typically include:

    Normal wear and tear

    Damage caused by lack of maintenance

    Issues beyond the builder’s control (e.g. natural disasters)

    Any work carried out outside of your Signature Homes franchise and building agreement

  • If you notice a problem, simply contact us. We’ll guide you through the process and work quickly to resolve the issue.

  • Even the best builders can’t predict every issue. A guarantee gives you an extra layer of protection, ensuring you’re covered for ten years. It’s reassurance that your investment is safe.